Founded in 1997 as Highway To Health, Inc., HTH Worldwide has grown to become a leading provider of international health insurance programs and an innovator in online healthcare information, medical assistance and insurance services around the globe.

HTH offers a full range of individual and group specialty health insurance programs, all of which include Global Health and Safety Services. Currently over 400,000 international travelers annually are covered by HTH’s products and services. All HTH markets share the same unmet need — travelers inevitably experience medical problems abroad and have extraordinary difficulty arranging quality healthcare services or resolving emergency medical situations.

The lack of knowledge of local physicians and hospitals is compounded by insurance coverage that shrinks or disappears when international borders are crossed. HTH addresses this need with valuable research, innovative services, a contracted international network of physicians, and health insurance programs designed to replace inappropriate products or to fill gaps in coverage.

Taken together, HTH Worldwide markets represent over $8 billion annually in health and trip protection insurance premiums and hold even larger potential as international travel expands and travelers learn the limits of their knowledge and insurance coverage.

Why Choose HTH Worldwide?

• Strength of a U.S. Insurer. HTH insists on partnering with admitted U.S carriers. Our travel medical plans are underwritten by UNICARE Life & Health Insurance Company, a WellPoint company. WellPoint is the nation’s largest health insurance company. Our trip protection plans are underwritten by Stonebridge Casualty insurance Company, owned by AEGON. AEGON is one of the largest insurers in the world.
• Better Coverage. Our plans have met the standards of state regulators and feature coverage more generous than plans sold as “surplus coverage” by foreign, non-admitted insurers. For example, our plans do not exclude illnesses or injuries resulting from a terrorist act: a standard exclusion on competing plans. In addition, we do not impose pre-certification penalties for hospitalization. Lastly, we provide coverage for pre-existing conditions in many instances.
• More Affordable. Our trip protection plans are more reasonably priced than other policies. Our travel medical prices are amongst the most competitive in the industry.
• Highest Standards of Service. Every aspect of HTH insurance programs is designed to meet the highest expectation for quality and service. HTH consistently applies stringent criteria when contracting with doctors and hospitals. Less than 2% of medical providers abroad qualify to participate in our provider community.
• Recognized Leader. HTH Worldwide is a leader in international health insurance and assistance, providing services to over 400,000 travelers and expatriates annually.
• Global Health and Safety Resources. Our plans are the most comprehensive because they combine insurance with services designed to help you manage health and safety threats as well as identify and access quality healthcare overseas. After all, what good is insurance if you can’t find a doctor or hospital you can trust? That’s why we developed a complete array of Global Health and Safety Resources to give you the peace of mind you deserve.

For More Information

Contact Don Wiening, Uzma Kamal or Valentine Zimnitsky to learn more about HTH Worldwide and their product offerings.